Who are HCB Mortgages?

HCB Mortgages, led by Dale Higham, Peter Critchley and David Barrows, joined The Right Mortgage in July 2024, looking for a Network that could support their ambitions for the future.

The challenge:

They wanted to work more efficiently and have the confidence their Network could keep pace with their growth plans.

How The Right Mortgage helped:

• Smarter technology
• Ongoing support
• A practical approach to compliance

Who are Kingsbridge Mortgage Advice?

Kingsbridge Mortgage Advice, led by Phillipa Oliver and Phil Preist, is a South West–based firm built on the principle of putting clients at the heart of everything.

The challenge:

At the start of 2024, Phillipa and Phil made the decision to join The Right Mortgage after leaving their previous network. They both had ambitions to extend their advice offering into specialist areas, such as commercial finance, while also developing their existing business. They wanted to recruit new advisers, build on their established brand, and create sub-brands to diversify their company offering.

How The Right Mortgage helped:

• Hands-on support with recruitment and supervision
• Guidance and encouragement with business development plans
• A positive, “can-do” attitude across all departments
• Constructive feedback to help refine and focus growth strategies

Who is A Little Advice?

A Little Advice is a specialist bad credit mortgage broker based in Essex, serving clients across the UK market. They cover cases like bad credit, self-employed income, first-time buyers, remortgages, and more. They pride themselves on straightforward, no-nonsense advice and going the extra mile for their clients.

The challenge:

Angela had worked in networks where compliance support was limited, fees were high, and the value didn’t match the cost. She felt trapped in a system that didn’t support her growth ambitions or ideas.

How The Right Mortgage helped:

• Compliance support that acts as a partner, not a gatekeeper
• A balanced Network culture—small, approachable but well organised
• Fast and supportive marketing / financial promotions review
• Intuitive systems and tools that help run the business efficiently

Who is Lime Financial?

Lime Financial, founded by Jason Hymus, is a trusted firm specialising in mortgage and financial protection solutions. Their mission is to simplify the mortgage journey and guide clients to informed decisions that safeguard their homes and future.

The challenge:

Jason had reached a point in his career where he wanted more than just routine work—he wanted to challenge himself and take his business to the next level. His goal was to prove that he could build a successful firm on his own while having the right support network in place. He needed a partner who could offer guidance, training, and a community that encouraged growth.

How The Right Mortgage helped:

• A strong programme of regular training sessions and peer group events
• Ongoing marketing support and fast Financial Promotions turnaround
• Balanced, supportive compliance that empowers advisers to grow with confidence
• Guidance, tools, and collaboration from experienced business owners across the Network

About HQ Mortgages

HQ Mortgages Ltd was launched in January 2025 and has quickly become a trusted name in mortgage services in the region. Based at Forthriver Business Park in Belfast, the firm is led by Colin Dunlop, who brings over 17 years of experience in the financial services sector. HQ Mortgages prides itself on building lasting relationships grounded in trust, offering knowledgeable, personalised advice tailored to each client’s unique circumstances.

The challenge

When Colin decided to become an AR, his goal was clear: to build a thriving business with the right team around him. He wanted a Network that would help him recruit advisers, provide a supportive compliance structure, and supply modern systems that made growth easier, not harder.

How The Right Mortgage helped

• Support with recruitment and onboarding new advisers
• A common-sense approach to compliance that builds confidence
• An intuitive CRM system that speeds up processes and frees time to focus on growth
• Encouragement and practical guidance from approachable, supportive teams

Who are Legacy Financial?

Legacy Financial, led by James McGowan and George Pitchford, joined The Right Mortgage in 2024 after spending time with several of the major networks in the industry. They were looking for a Network that not only promised growth, but actively delivered on it.

The challenge

James and George wanted the confidence of knowing their Network would support their growth plans, without the headaches of rigid compliance or a lack of transparency.

How The Right Mortgage helped:

• A community of growth, not just support for the biggest firms
• Guidance based on experience, openness and collaboration
• A balanced approach to compliance, with common sense at its core

Who is Mortgage & Co?

Mortgage & Co, founded by Richard Sharpe, Dan Edwards & Billy Wilkinson was launched with the ambition of creating a firm built on the right systems, strong compliance, and the support of a network that genuinely cares about growth. Making the jump to start a new business was a bold move, but Richard knew the right partner would make all the difference.

The challenge

The Guys at Mortgage & Co wanted to ensure their business was set up properly from the start. That meant finding a Network with robust systems, a practical compliance approach, and accessible support to guide him through the early stages. He needed the reassurance of structure without the shortcuts he had seen elsewhere.

How The Right Mortgage helped

• Acre CRM — a system that streamlined processes and transformed efficiency
• A compliance approach that built confidence through common sense and structure
• A supportive team always available on the end of the phone
• Guidance and encouragement to back ambitious growth plans

Who are Steeples Financial Services?

Steeples Financial Services was founded when Aaron decided he wanted more and his current Network didn’t quite fit his future plans. They are a highly recommended firm and have built there reputation on delivering the highest quality of service with the support of TRM.

The challenge:

While looking to take the next step, Steeples Financial Services found that the barriers of high fees and limited support made it difficult to grow with confidence. It was important to find a Network that could provide a supportive environment with the right guidance and resources, rather than feeling like “just a number.”

How The Right Mortgage helped:

• Fairer fees with greater value
• Multiple points of contact always willing to help
• Genuine support from senior management, who take the time to engage with all firms, not just the largest ones

Who is The Protection Parent?

The Protection Parent, founded by Karla Edwards, was created from her ambition to run her business her own way, with the freedom to market in her own style and focus on client relationships. After years of being held back by strict guidelines in her previous network, Karla wanted a partner that would give her both the independence to grow and the guidance to support her journey.

The challenge

Karla’s goal was clear: to streamline her processes, grow her business with confidence, and build something truly successful on her own terms. She needed a Network that trusted her to run her business, while still providing the systems and support to help her scale.

How The Right Mortgage helped

• A family-run, approachable Network with a genuine community feel
• Systems that simplified processes and created efficiency
• Senior team support that is accessible and always on hand
• Guidance and encouragement to back her growth and ambitions

Who are Turtle Mortgages?

Turtle Mortgages, founded by Liam Stanbridge, was created with the ambition to build a business that had access to the right tools, fair commission splits, and strong ongoing support. Liam didn’t want to join a network that would leave him to get on with it alone; he wanted a genuine partnership that would help him grow while giving him confidence in the systems and structure behind his business.

The challenge

Before joining TRM, Liam was looking for a network that could provide a CRM system that truly supported his work, along with clear communication and reliable compliance processes. He wanted to grow Turtle Mortgages efficiently while knowing he had the right backing in place to focus on his clients and development.

How The Right Mortgage helped

• Access to a powerful CRM system that makes day-to-day business smoother
• A collaborative, supportive culture rather than a transactional one
• A team always on hand to answer questions and offer guidance
• The structure, tools, and flexibility to grow confidently

About Your Protection People

Your Protection People is a UK-wide advisory firm committed to making protection simple, accessible, and tailored to each client. The team of friendly, knowledgeable advisers works across the country, delivering advice on life insurance, critical illness cover, children’s protection, mortgage protection, sports injury cover and more. They pride themselves on a personal touch, ensuring every client relationship is built on understanding, transparency, and support.

The firm’s mission is to help clients safeguard what matters most with confidence and ease, no matter how unpredictable life can be.

The challenge

Launching a new firm meant having clear goals: expanding their protection team in year one and opening a mortgage arm alongside it. To do this, they needed a network that was approachable, proactive, and willing to work in partnership.

How The Right Mortgage helped

• Approachable senior team, always on hand to support
• A compliance approach rooted in common sense
• Guidance and solutions to support expansion and diversification
• Ongoing trust and encouragement to help achieve ambitious goals

Who are Fairway Mortgage Solutions?

Fairway Mortgage Solutions, led by Nick Peer and his business partner, was founded with a clear goal in mind: to build a business that was supported, valued, and trusted to grow. After years of feeling like a small cog in a large corporate machine, they wanted to find a Network that would allow them to run their firm with independence while still providing the right structure, systems, and guidance to succeed.

The challenge

Nick and his business partner had never run their own business before, and they wanted to ensure they had the right foundations in place from day one. Their goal was to create a firm built on strong processes, supportive compliance, and a culture that empowered them to thrive.

How The Right Mortgage helped

• A family-run Network that genuinely cares about every adviser
• Compliance support focused on improvement and confidence
• Marketing resources that helped attract and retain clients
• Acre CRM to save time and boost efficiency
• Ongoing encouragement and guidance from an approachable team

Who are Halo Employee Benefits?

Halo was launched three years ago by Martin, an experienced employee benefit adviser with over 24 years’ industry experience. He made the bold decision to leave employed life and build a business of his own with The Right Mortgage Network.

The challenge

Moving from employment into business ownership meant stepping into the unknown. With no prior business management experience, building a brand, managing compliance, and driving growth presented a significant career gamble.

How The Right Mortgage helped

• Ongoing sales guidance and business modelling support
• Structured compliance and regulatory backing
• Encouragement and mentoring through the ups and downs of start-up life
• The strength of being part of a wider network while retaining ownership

Who are Anthony Trueman & Co?

A highly experienced firm who first joined The Right Mortgage Network in 2018 after many years as an IFA, attracted by the network’s values-led, family-oriented culture.

The challenge

After leaving the network in 2024, the firm quickly discovered how much was lost without the right systems, support, and relationships in place. The move highlighted the impact that poor admin, limited guidance, and weaker infrastructure can have on a business

How The Right Mortgage helped

• A welcoming, supportive return to The Right Mortgage
• Fast-track onboarding, up and running again in just 19 days
• Strong operational systems that support efficiency and growth
• Specialist guidance to restart Equity Release business quickly
• Ongoing, KPI-led support focused on long-term adviser success